Serving Sacramento, Auburn, Roseville, Rocklin, Placerville and Surrounding Areas in California
Millions of Americans rely on Medicare as their source of health insurance. This taxpayer-supported system makes it possible for senior citizens and others with disabilities or chronic illnesses to receive both the benefits and the medical care they need at affordable prices.
The basic form of Medicare is called Original Medicare. However, it does not provide all the benefits that you might think you need. To help Medicare participants receive extra benefits, major private insurers offer plans that enhance Original coverage. A Medicare Advantage plan, also known as Part C coverage, is one of these. Part C is an affordable way for qualifying Medicare participants to receive more essential coverage that is better customized to them.
For assistance getting the Medicare Advantage plan that is right for you, call Conley & Conley Insurance at (888) 802-0003 or request your free quote now!
Original Medicare offers two types of coverage:
However, Original Medicare does not cover certain care such as vision services or prescription drugs. It will also contain its own physician network and have its own deductibles and cost-sharing requirements.
Patients who want more expansive and flexible benefits than those offered by Original Medicare alone, however, can invest in a Medicare Advantage plan. This is a private policy that takes Original benefits and expands upon them. It enables the policyholder to buy more personalized coverage while remaining part of the Medicare program.
If you have ever asked yourself why you should get Medicare Advantage, then it helps to understand the perks of buying this extra protection.
Medicare Advantage plans contain nearly all the same benefits of Original Medicare, and they must meet standards set by Medicare regulations. However, they also include expansive additional benefits, which might include:
With these extra benefits, you can receive covered care for conditions that might not need attention now but could arise later.
Medicare Advantage plans also come in many forms, including:
All Advantage plans vary. They will include different provider networks, cost-sharing rules and premiums. Therefore, some will be better for you than others, depending on your needs. Our agents are committed to helping you make the choice an easy one.
You must have both Original Medicare Part A & Part B coverage before you can enroll in a Medicare Advantage plan. There are only certain times that you can enroll in or make changes to a plan:
All Medicare Advantage plans have separate premiums from Original Medicare. These can vary, and some even have $0 premiums. You will still have to pay your Original Part B premium, however, in addition to your Part C premium. Some people qualify to deduct their Part C premium from their Social Security benefits.
To begin your quote, use one of our quote forms.
When you would like to talk to one of our insurance professionals, call our office at (888) 802-0003.
Our team will then work diligently to provide you with an accurate and personalized quote tailored to your specific needs.
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