Conley & Conley Insurance Solutions

Medicare Part C Advantage Plans

Serving Sacramento, Auburn, Roseville, Rocklin, Placerville and Surrounding Areas in California

Medicare Advantage Quote Forms

Millions of Americans rely on Medicare as their source of health insurance. This taxpayer-supported system makes it possible for senior citizens and others with disabilities or chronic illnesses to receive both the benefits and the medical care they need at affordable prices.

The basic form of Medicare is called Original Medicare. However, it does not provide all the benefits that you might think you need. To help Medicare participants receive extra benefits, major private insurers offer plans that enhance Original coverage. A Medicare Advantage plan, also known as Part C coverage, is one of these. Part C is an affordable way for qualifying Medicare participants to receive more essential coverage that is better customized to them.

For assistance getting the Medicare Advantage plan that is right for you, call Conley & Conley Insurance at (888) 802-0003 or request your free quote now!

Common Medicare Advantage Questions

Original Medicare offers two types of coverage:

  • Medicare Part A (Hospital Coverage): This coverage will pay for costs related to inpatient hospital care.
  • Medicare Part B (Medical Coverage): Part B coverage will offer coverage for everyday medical needs such as check-ups, outpatient lab or imaging services, preventive care and more.

However, Original Medicare does not cover certain care such as vision services or prescription drugs. It will also contain its own physician network and have its own deductibles and cost-sharing requirements.

Patients who want more expansive and flexible benefits than those offered by Original Medicare alone, however, can invest in a Medicare Advantage plan. This is a private policy that takes Original benefits and expands upon them. It enables the policyholder to buy more personalized coverage while remaining part of the Medicare program.

If you have ever asked yourself why you should get Medicare Advantage, then it helps to understand the perks of buying this extra protection.

Medicare Advantage plans contain nearly all the same benefits of Original Medicare, and they must meet standards set by Medicare regulations. However, they also include expansive additional benefits, which might include:

  • Prescription Drug Coverage
  • Dental Benefits
  • Hearing Services
  • Vision Coverage

With these extra benefits, you can receive covered care for conditions that might not need attention now but could arise later.

Medicare Advantage plans also come in many forms, including:

  • HMOs (Health Maintenance Organizations)
  • HMO Point-of-Service (HMOPOS) Plans
  • PPOs (Preferred Provider Organizations)
  • PFFS (Private Fee-for-Service Plans)
  • Special Needs Plans (SNPs)
  • MSAs (Medical Savings Accounts)

All Advantage plans vary. They will include different provider networks, cost-sharing rules and premiums. Therefore, some will be better for you than others, depending on your needs. Our agents are committed to helping you make the choice an easy one.

You must have both Original Medicare Part A & Part B coverage before you can enroll in a Medicare Advantage plan. There are only certain times that you can enroll in or make changes to a plan:

  • Medicare Open Enrollment: Oct. 15 – Dec. 7 each year.
  • Medicare Advantage Open Enrollment: Jan. 1 – March 31.
    • During this time, you can make fewer changes to your plan than you can during standard open enrollment.
  • Medicare Initial Enrollment: You can enroll in Advantage plans during initial enrollment. This is a seven-month period around your 65th birthday.
  • Special Enrollment Periods: Depending on special circumstances, you might qualify for a special enrollment period for your Advantage plan.
  • Medicare General Enrollment: If you enroll in Medicare Part B during General Enrollment, which occurs from Jan. 1 – March 31, you can enroll in Advantage plans from April 1 – June 30.

All Medicare Advantage plans have separate premiums from Original Medicare. These can vary, and some even have $0 premiums. You will still have to pay your Original Part B premium, however, in addition to your Part C premium. Some people qualify to deduct their Part C premium from their Social Security benefits.

Thank You For Your Interest In Conley & Conley Insurance Solutions

To begin your quote, use one of our quote forms.

When you would like to talk to one of our insurance professionals, call our office at (888) 802-0003.

Get a Free Consultation!

Our team will then work diligently to provide you with an accurate and personalized quote tailored to your specific needs.

Google Reviews

Marie P.
Marie P.
We have been extremely happy to have been working with Conley and Conley ever since we needed help with our medicare prescription questions and options. Kambree is enjoyable to work with as well as Sherri and David. We recommend them to others constantly.
Brett Stone
Brett Stone
Conley and Conley are extremely knowledgeable and easy to understand. Also they are very patient and friendly.
Laura Truttman
Laura Truttman
jim smith
jim smith
I have used Conley & Conley for the last 7 years, they are very helpful in finding the correct company for our health care insurance. They are also a very friendly company, thoughtful and professional.
Nancy Hoffman
Nancy Hoffman
I really appreciate the time and effort David and Sherri put into their work. They have gone over and beyond expectations . Thank you
Kent Guay
Kent Guay
David and Sheri have always given me the very best Medicare coverage companies at the lowest price. I have recommended them to others.
Dan Calder
Dan Calder
They are knowledgeable, very friendly, and explain all options very well. A pleasure to work with! Highly recommended!
Randy Rasley
Randy Rasley
David and Sherry were both extremely responsive and helpful. They made the difficult process of choosing a good Medicare Plan much easier than I feared it would be. I felt they had my best interests at heart, and I felt that their recommendations were what they would have chosen for their family member. I absolutely recommend Conley Insurance.
Aman Chhokar
Aman Chhokar
David is very experienced and knowledgeable. They understand your situation to provide a stable and secure insurance solution. They follow all of the changes and options for Medicare recipients and keep you current on all of the changes and how they effect you. Call them to find a company and plan to fit you!!!!!
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