Conley & Conley Insurance Solutions

Conley & Conley Insurance Solutions

Medicare Planning

Serving Sacramento, Auburn, Roseville, Rocklin, Placerville and Surrounding Areas in California

Medicare Planning Quote Forms

Medicare is the U.S. government’s pre-eminent health insurance program. It is designed to help senior citizens and others with disabilities or chronic health conditions get the health insurance they need.

Though most Americans qualify for Medicare at some point in their lives, it can still be hard to determine exactly which benefits you need. Medicare is a huge program that offers different benefits options to different consumers.

Here at Conley & Conley Insurance, we believe in making it easy for any Medicare applicant to get the benefits that are best for them at all times of life. We’ll help you search the nation’s vast network of Medicare options to help you find the plan that is both beneficial and affordable to you always.

For assistance getting the Medicare plan that is right for you, just call Conley & Conley Insurance at 888.802.0003 or request your free quote now!

Common Medicare Planning Questions

There are generally three groups of people who qualify for Medicare:

  • Individuals at or approaching the age of 65
  • Certain people who are younger than 65 but have disabilities
  • People who have End-Stage Renal (Kidney) Disease

Most Americans can begin to enroll in Medicare during their Initial Enrollment period, which starts three months before the month of their 65th birthday and ends three months after their birthday month. During this seven-month period, you can enroll in Medicare, buy supplementary coverage and adjust your benefits, usually without penalty. If you want to receive the best prices and easiest application process, then this is the time to get your coverage.

The Medicare program is made up of many plan options, but they all center on coverage called Original Medicare. This is the Medicare’s core coverage that is supported by the U.S. government and the federal Medicare tax. It consists of two components:

  • Medicare Part A (Hospital Coverage) which pays for inpatient care.
  • Medicare Part B (Medical Benefits) which pay for everyday health care costs like physician visits or outpatient services.

However, there are many plans on the private market that are designed to augment Original Medicare. Many, major insurers offer:

  • Medicare Advantage (Part C) Plans: 
  • Medicare Prescription Drug (Part D) Plans: If you don’t want a full Medicare Advantage plan, but want prescription drug benefits, then Part D coverage can help you get it. Original Medicare does not cover most routine prescription drug costs, so you can use this plan to receive substantial benefits instead.
  • Medicare Supplemental (Medigap) Plans: Under Original Medicare, you will face coinsurance, deductibles and other cost obligations. However, if you want extra assistance paying for these costs, you can enroll in a Medigap plan. You cannot, however, buy a Medigap plan alongside a Medicare Advantage plan.

There are many things that you will need to consider when choosing your Medicare coverage.

  • Some Original Medicare participants do not qualify for certain Part C, Part D or Medigap plans.
  • You must have both Medicare Part A & Medicare Part B before you can enroll in any additional plans. You will remain enrolled in Original Medicare after you enroll in these plans.
  • Not all plans are available in all areas. You must buy a plan available in your area to receive optimized benefits.
  • All plans will have different premiums, coverage networks and available benefits. Therefore, some might be better for you as opposed to others.

Overall, you must choose a plan that will minimize your health care costs while also not costing you an arm and a leg. Our agents are more than qualified to help you delve into the numerous policy options out there to determine which options are best for you.

Thank You For Your Interest In Conley & Conley Insurance Solutions

To begin your quote, use one of our quote forms.

When you would like to talk to one of our insurance professionals, call our office at 888.802.0003.

Get a Free Consultation!

Our team will then work diligently to provide you with an accurate and personalized quote tailored to your specific needs.

Google Reviews

Marie P.
Marie P.
2023-03-08
We have been extremely happy to have been working with Conley and Conley ever since we needed help with our medicare prescription questions and options. Kambree is enjoyable to work with as well as Sherri and David. We recommend them to others constantly.
Brett Stone
Brett Stone
2022-12-16
Conley and Conley are extremely knowledgeable and easy to understand. Also they are very patient and friendly.
Laura Truttman
Laura Truttman
2022-12-15
ALWAYS HEPLFUL AND KNOWLAGEABLE . GREAT TO HAVE THEM LOOKING OUT FOR US.
jim smith
jim smith
2022-12-11
I have used Conley & Conley for the last 7 years, they are very helpful in finding the correct company for our health care insurance. They are also a very friendly company, thoughtful and professional.
Nancy Hoffman
Nancy Hoffman
2022-11-10
I really appreciate the time and effort David and Sherri put into their work. They have gone over and beyond expectations . Thank you
Kent Guay
Kent Guay
2022-08-19
David and Sheri have always given me the very best Medicare coverage companies at the lowest price. I have recommended them to others.
Dan Calder
Dan Calder
2021-11-15
They are knowledgeable, very friendly, and explain all options very well. A pleasure to work with! Highly recommended!
Randy Rasley
Randy Rasley
2021-11-09
David and Sherry were both extremely responsive and helpful. They made the difficult process of choosing a good Medicare Plan much easier than I feared it would be. I felt they had my best interests at heart, and I felt that their recommendations were what they would have chosen for their family member. I absolutely recommend Conley Insurance.
Aman Chhokar
Aman Chhokar
2019-09-11
David is very experienced and knowledgeable. They understand your situation to provide a stable and secure insurance solution. They follow all of the changes and options for Medicare recipients and keep you current on all of the changes and how they effect you. Call them to find a company and plan to fit you!!!!!
John D
John D

I had a great experience working with Coastal Electric Service. They were prompt, professional, and completed the job quickly. I would definitely recommend them to anyone looking for quality electrical services.

Sarah R
Sarah R

Coastal Electric Service has been our go-to electrician for several years now. They always provide excellent service and are very reliable. Their prices are also very reasonable. I highly recommend them.

Mark T
Mark T

I had a complex electrical issue that other electricians couldn't seem to figure out. Coastal Electric Service was able to diagnose the problem quickly and fix it in no time. I am extremely satisfied with their service and would definitely use them again.

Emily L
Emily L

I recently had Coastal Electric Service install new lighting fixtures in my home. They did an excellent job and the new fixtures look amazing. The electricians were very professional and respectful of my home. I would definitely use them again for any future electrical needs.

Michael S
Michael S

I had an emergency electrical issue late at night and called Coastal Electric Service. They arrived quickly and were able to fix the problem in no time. I am so grateful for their prompt and professional service. I would definitely recommend them to anyone in need of emergency electrical services.

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